Denied

In the property market, a “Denied” status means the insurance carrier has officially rejected your request for indemnification. A claim can be denied for several reasons, including the peril not being covered, the damage falling below the deductible, or the policy being inactive at the time of loss. Many denials are generated by AI logic; however, a “Denied” notice is not the end of the road, as homeowners can file an appeal or a “Substantive Human Review.”