Liability Coverage

« Back to Glossary Index

Personal Liability Coverage protects you if someone files a lawsuit against you for bodily injury or property damage caused by your negligence. As legal costs and settlements continue to rise, having at least $300,000 to $500,000 in liability protection is considered essential. This coverage pays for both your legal defense fees and any court-awarded damages, protecting your savings and future earnings from being seized following an accident on your property.